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Shelby Consumer Bankruptcy Attorneys


Debt Relief Agency Devoted to Protecting Consumers

As we face the uncertainty created by the coronavirus (COVID-19), protecting the health and well-being of our firm members and clients is a top priority for us. We wanted to share with you how Max Gardner Law PLLC is addressing many of the same challenges that our clients may be facing. We are actively monitoring news and reports from the World Health Organization (WHO) and the Centers for Disease Control and Prevention (CDC), and state and local health agencies, and taking proactive steps to help ensure our attorneys and staff stay healthy and the firm maintains the ability to provide our clients with uninterrupted high quality service.

We want to assure our clients and friends that we are continuing to work for you. Although we are closing our offices to the public, we have in place and tested telecommuting technology to allow lawyers and staff to work remotely at home. Although in-person meetings often are valuable and the most efficient means of communication, we thank you in advance for your understanding and support of our temporary preference for telephone and video-conferenced meetings when possible. If in-person meetings are needed, our office layout has been modified in order to comply with the current heath directives.

All current and future clients should call 704-487-0616 to schedule a video conference with any member of our staff.  We intend to try and schedule such conference within 48 hours of the receipt of your voice message (not including weekends or holidays).  If you have an emergency situation, please provide the details on any voice mail message.

During these challenging times, we hope that you and your families stay safe. If you have any questions, please feel free to reach out to our firm.

My law practice is limited to the representation of individual consumers in Chapter 13 and Chapter 7 bankruptcy cases. My office is located in Shelby, North Carolina, the seat of the Shelby Division of the United States Bankruptcy Court. I have served the bankruptcy and consumer protection needs of individuals throughout western North Carolina since 1978. I am admitted to practice in every level of the North Carolina and federal court system.

The cornerstone of my success is the quality relationship that I maintain with my clients and my devotion to safeguarding the rights of consumers.

We are obligated to disclose under 11 U.S.C. § 528(a)(3), that we are a debt relief agency. We help people file for relief under the Bankruptcy Code.

Our Guarantees

While we cannot guarantee any specific results in your case, there are a number of guarantees that are offered to the clients of Max Gardner Law.


Bankruptcy Boot Camp

When I’m not working for my own clients, I’m teaching other bankruptcy attorneys across the country the best way to protect their clients. Attorneys can learn more here.

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Avvo Rating - Top Bankruptcy
O. Max Gardner, III
Rated by Super Lawyers

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Bankruptcy Boot Camp Medal